Accounting software for freelancers

As a freelancer (in the Netherlands a zzp'er: self-employed without staff), you want accounting software that prepares your VAT return and imports your bank statements by itself, without paying for features you do not use. Here are the packages that their suppliers say are suitable for freelancers and that do both, with their price, reviews and extras.

By Sjaak Schokker, co-founder of SoftwareWatcher
Text checked on 18 October 2026the list follows the suppliers' data

How we chose

12 of the 35 packages in the Accounting software category have everything below, according to the supplier:

Suitable for freelancers
VAT return
Importing bank statements

The order: first the packages with the most features from the table below, then those with the most reviews on SoftwareWatcher. Nobody pays for a place on this list.

The 12 packages

e-Boekhouden.nl
From €14.50 per month
4.8 out of 5 (2 reviews)
- Suitable for freelancers
- VAT return
- Importing bank statements
- Income tax return
- Insight into the small business scheme (KOR)
- Scan and recognise
- Invoicing with iDEAL
- Time tracking
- Registering trips
- Mobile app
- Free trial account
DigiBoox
From €16.50 per month
5.0 out of 5 (1 review)
- Suitable for freelancers
- VAT return
- Importing bank statements
- Income tax return
- Insight into the small business scheme (KOR)
- Scan and recognise
- Invoicing with iDEAL
- Time tracking
- Registering trips
- Mobile app
- Free package
- Free trial account
Asperion - Online Boekhouden
€5 or more per user per month
No reviews yet
- Suitable for freelancers
- VAT return
- Importing bank statements
- Insight into the small business scheme (KOR)
- Scan and recognise
- Invoicing with iDEAL
- Time tracking
- Registering trips
- Mobile app
- Free trial account
Cash
From €37.50 per month
4.4 out of 5 (1 review)
- Suitable for freelancers
- VAT return
- Importing bank statements
- Insight into the small business scheme (KOR)
- Scan and recognise
- Invoicing with iDEAL
- Time tracking
- Mobile app
- Free trial account
Vixum
€1–€5 and €10–€25 per user per month
No reviews yet
- Suitable for freelancers
- VAT return
- Importing bank statements
- Income tax return
- Invoicing with iDEAL
- Time tracking
- Registering trips
- Mobile app
- Free trial account
AFAS SB
From €59 per month
4.6 out of 5 (1 review)
- Suitable for freelancers
- VAT return
- Importing bank statements
- Income tax return
- Scan and recognise
- Invoicing with iDEAL
- Mobile app
- Free trial account
Moneybird
From €4 per month
No reviews yet
- Suitable for freelancers
- VAT return
- Importing bank statements
- Scan and recognise
- Invoicing with iDEAL
- Time tracking
- Mobile app
- Free trial account
MKB-Logic Online Administratie
From €30 per month
No reviews yet
- Suitable for freelancers
- VAT return
- Importing bank statements
- Invoicing with iDEAL
- Time tracking
- Registering trips
- Free trial account
7x24.NL
Price on request
4.9 out of 5 (14 reviews)
- Suitable for freelancers
- VAT return
- Importing bank statements
- Insight into the small business scheme (KOR)
- Invoicing with iDEAL
- Free trial account
Paperdork
Price on request
No reviews yet
- Suitable for freelancers
- VAT return
- Importing bank statements
- Income tax return
- Invoicing with iDEAL
Gravita
Price on request
4.4 out of 5 (2 reviews)
- Suitable for freelancers
- VAT return
- Importing bank statements
- Time tracking
- Free trial account
Boekie
From 25
No reviews yet
- Suitable for freelancers
- VAT return
- Importing bank statements
- Scan and recognise
- Free trial account

Which one suits you?

Is price what matters most? The lowest monthly price on SoftwareWatcher is € 4, from:
- Moneybird
Want to start without a subscription? These have a free plan:
- DigiBoox
Do you also want an income tax return? These packages list it:
Do you also want insight into the small business scheme (KOR)? These packages list it:
Do you also want trip registration? These packages list it:
Want to know what users think? The most reviews on SoftwareWatcher (14) are for:
- 7x24.NL
11 of the 12 packages offer a free trial account, so you can try first.

Side by side

Software	Price	Income tax return	Insight into the small business scheme (KOR)	Scan and recognise	Invoicing with iDEAL	Time tracking	Registering trips	Mobile app
e-Boekhouden.nl	From €14.50 per month	Yes	Yes	Yes	Yes	Yes	Yes	Yes
DigiBoox	From €16.50 per month	Yes	Yes	Yes	Yes	Yes	Yes	Yes
Asperion - Online Boekhouden	€5 or more per user per month	–	Yes	Yes	Yes	Yes	Yes	Yes
Cash	From €37.50 per month	–	Yes	Yes	Yes	Yes	–	Yes
Vixum	€1–€5 and €10–€25 per user per month	Yes	–	–	Yes	Yes	Yes	Yes
AFAS SB	From €59 per month	Yes	–	Yes	Yes	–	–	Yes
Moneybird	From €4 per month	–	–	Yes	Yes	Yes	–	Yes
MKB-Logic Online Administratie	From €30 per month	–	–	–	Yes	Yes	Yes	–
7x24.NL	Price on request	–	Yes	–	Yes	–	–	–
Paperdork	Price on request	Yes	–	–	Yes	–	–	–
Gravita	Price on request	–	–	–	–	Yes	–	–
Boekie	From 25	–	–	Yes	–	–	–	–

Features and price indications as the suppliers state them on SoftwareWatcher; – means the supplier does not list the feature.

What does accounting software for freelancers cost?

Of the 12 packages, 6 have a monthly price on SoftwareWatcher. They range from € 4 to € 59 per month.

A price comes from the supplier or from our check of its pricing page. A price per user or per year is not counted here; you will find it on the package's own page.

Also read What does accounting software cost? Prices and limits of 10 packages.

What should you look for as a freelancer?

VAT return: most Dutch freelancers file a VAT return every quarter. A package that builds the return from your invoices and receipts and sends it straight to the Dutch Tax Administration (Belastingdienst) saves retyping. If you use the small business scheme (kleineondernemersregeling, KOR), check whether the package shows how close you are to the turnover threshold.
Bank link: with a link, your bank statements come in automatically and the package suggests the bookings. Check that your bank is supported: not every package connects with every bank.
Income tax: with a sole trader business (eenmanszaak) you file an income tax return every year. Some packages prepare an overview for it or file the return themselves.
Hours and mileage: if you bill by the hour or drive your own car for business, time or mileage tracking in the same package saves doing the work twice.
Receipts: with scan and recognise you take a photo of a receipt and the package reads the amount and the VAT. You must keep your records for seven years; a digital archive in the package helps.
Price and limits: the cheapest subscriptions often cap the number of invoices, bookings or bank transactions. Work out what you would pay if you have more clients a year from now.

Frequently asked questions about accounting software for freelancers

Which accounting software is best for a freelancer?

There is no single best one. A service provider who mostly sends invoices needs something different from a freelancer with a webshop or a lot of driving. Start with the packages on this page, which have VAT returns and a bank link, then choose on price, ease of use and the extras you need.

Do I need accounting software as a freelancer?

It is not required; keeping your records in a spreadsheet is allowed too. Accounting software does prepare your VAT return, imports your bank statements and keeps your invoices and receipts. For many freelancers the time saved outweighs the subscription.

Is free accounting software enough for a freelancer?

Sometimes, if you have few invoices and bookings. Free versions usually have limits or lack features such as the bank link. Read what is really free in accounting software.